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New York Health Insurance for Small Businesses, Sole proprietors or Individuals

In the state of New York, you may qualify for low cost health insurance if you are a small business, sole proprietor or individual. In 2000 the NY Legislature enacted regulations in response to the...

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Long Term Care Options for Florida Seniors

Quality long-term care is very important for many of these older Floridians. The Florida Agency of Health Care Administration (AHCA) regulates health care facilities throughout the state and also...

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Health Plans for the Individual

Can an unemployed or self employed person find an individual health plan? I always thought that once you are unemployed, or self employed, you were going to pay through the nose for insurance. If you...

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The Joys of Being ‘Covered’ by Insurance

My daughter broke her arm. We only had to pay $100 for the emergency room visit (they asked about our insurance before they asked about her condition). The doctor that tended to her in the emergency...

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Accupuncture and Health Insurance Coverage

With the rise in patients seeking acupuncture as a viable pathway to optimal health, many group health insurance plans now offer coverage for alternative therapies. Acupuncture, previously considered...

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An Insurance Industry Rant

I interrupt this blog to bring you an insurance rant… As a former insurance broker I understand what goes into underwriting an insurance policy. I also understand that there are rules and regulations...

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CareCredit: Help Pay for Procedures Not Covered by Health Insurance

Having health insurance does not always mean that 100% of every procedure is covered. Sometimes policyholders are stuck paying for a large portion of the claim. The financial concern causes some people...

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Chiropractic Care and Insurance Coverage

The primary care physician is not always the first stop when it comes to feeling better. Many patients prefer to seek the alternative care of a chiropractor. While not all ailments are solved through...

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Flexible Spending Accounts

Employees who are covered under an employer-sponsored health insurance plan can supplement their health coverage through a Flexible Spending Account (FSA). Employer-sponsored Flexible Spending Accounts...

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Low Cost Health Insurance Coverage for New York Residents

Applications for Family Health Plus will not be accepted after December 31, 2013, because of changes under the Affordable Care Act. Starting January 1, 2014, individuals should apply for health...

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